Such as for example, we grabbed advantage of traveling advantages playing cards to make items

My husband and i paid down $175,100 in debt in the first few years in our relationship so we you are going to finally pick our own set," says Sylvia Wu, private loans creator within Maintaining the fresh new Changs. "The debt contained $50,100 left on an investment household (which was removed once the a home collateral credit line back at my parents' house) and you can $125,000 into the a traditional mortgage you to definitely my hubby try enabling their mothers shell out on their home."

"To repay our loan whilst maintaining a lives that we had been proud of," says Wu, "i observed about three fundamental values.